Mortgage Information Service. `National Average Mortgage Rates', Available from www.mortgage-x.com/general/average-rates.asp Accessed on 03/30/2004
Mortgage Refinancing
Hurst, E and Stafford, F (2002) - `Home is Where the Equity is: Mortgage Refinancing and Household Consumption", in (ed) Krainer, J and Marquis, M - `Mortgage Refinancing', 2003-29: FRBSF Economic Letter, October 2003
Mortgage Refinancing
Understanding Mortgage Options. Alpha Mortgage Services Inc. On the Internet at http://www.loanbright.com/alphatoledo/options.htm
The Conventional Mortgage Option
Alaska Airlines / Horizon Air. Get a Great Mortgage Rate and Thousands of Bonus Miles. U.S.A.: Alaska Air Group Inc. Available from: http://horizonair.alaskaair.com/as/www2/Promo/Awards-For-Mortgage.asp Accessed 16^th February 2005
Advertising and Sales Promotion
"Total Quality management Glossary" Retrieved From http://quality.org/TQM-MSI/TQM-glossary.html Accessed on 21 December, 2004
Total Quality Management
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