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Stegman, M. A. (1999). Savings for the Poor: The Hidden Benefits of Electronic Banking. Washington, DC: The Brookings Institution.
Bridging the Digital Divide
Schaeffer, Brett. "Wireless, Not Penniless: Early Adopters Say Don't Expect Cost Savings, but Other Advantages." School Administrator Apr. 2003: 20+.
Wireless Local Networks
American and Japanese Personal Consumption and Savings Habits: About website [Online] available from http://economics.about.com/cs /moffattentries/a /us_and_Japan.htm
Open-Economy Macroeconomics
Quality Systems and Plexus Corporation. (2000, January). ISO 9000 Survey '99: An Analytical Tool To Assess the Costs, Benefits and Savings of ISO 9000 Registration. New York: McGraw Hill.
Quality Management
Transamerica survey shows Generation X falling further behind in retirement savings. (24 Feb 2004). Business Wire. Retrieved November 15, 2004, from Infotrac database.
Employee Benefits for "Generation X"
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