Mortgage Information Service. `National Average Mortgage Rates', Available from www.mortgage-x.com/general/average-rates.asp Accessed on 03/30/2004
Mortgage Refinancing
Allen, G. (1998). Management: Supervision- Leading. Mountain View College. Retrieved Oct. 15, 2004: http://ollie.dcccd.edu/mgmt1374/book_contents/4directing/leading/lead.htm
The Managerial Grid Theory
"Leading a Diverse Workforce" US Department of Transportation. Retrieved from http://dothr.ost.dot.gov/toolkit/Diversity_/Leading_a_Diverse/leading_a_diverse.html Accessed on 15 January, 2005
Managing Diversity in the Workplace
Hurst, E and Stafford, F (2002) - `Home is Where the Equity is: Mortgage Refinancing and Household Consumption", in (ed) Krainer, J and Marquis, M - `Mortgage Refinancing', 2003-29: FRBSF Economic Letter, October 2003
Mortgage Refinancing
Understanding Mortgage Options. Alpha Mortgage Services Inc. On the Internet at http://www.loanbright.com/alphatoledo/options.htm
The Conventional Mortgage Option
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