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Mortgage Information Service. `National Average Mortgage Rates', Available from www.mortgage-x.com/general/average-rates.asp Accessed on 03/30/2004
Mortgage Refinancing
Understanding Mortgage Options. Alpha Mortgage Services Inc. On the Internet at http://www.loanbright.com/alphatoledo/options.htm
The Conventional Mortgage Option
Hurst, E and Stafford, F (2002) - `Home is Where the Equity is: Mortgage Refinancing and Household Consumption", in (ed) Krainer, J and Marquis, M - `Mortgage Refinancing', 2003-29: FRBSF Economic Letter, October 2003
Mortgage Refinancing
Carnegie Endowment. 2003. From Victory to Success. Afterwar Policy in Iraq. New York: Carnegie Endowment for International Peace.
The Iraqi Government
California Endowment. (2002). California Endowment Report, 2001-2002. Los Angeles, C.A.: Blue Cross of California.
The Central Valley Region of California
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