"Discount Rate." (2004) Investopedia. Retrieved on August 1, 2004 at http://www.investopedia.com/terms/d/discountrate.asp
Monetary Policy
"Divorce Rates." Divorce Rates in the United States. Website visited 9 April 2004. [1]http://www.marriage-relationships.com/divorce_rates.html
M. J. Bane’s “Here to Stayâ€
Altman, E. & Kao, D.L. (1991). Corporate Bond Rating Drift: An Examination of Rating Agency Credit Quality Changes Over Time. New York University-Salomon Brothers Working Paper S-91-40.
Sovereign Ratings
Mortgage Information Service. `National Average Mortgage Rates', Available from www.mortgage-x.com/general/average-rates.asp Accessed on 03/30/2004
Mortgage Refinancing
"U.S. High School Graduation Rates Continue to Fall Race Gaps Remain Large: New Study Compared Six Different Methods and All Show Declining Graduation Rates in US and Most States" (15 October, 2004) Retrieved from http://www.bc.edu/research/nbetpp/stateme
Standards Based Education
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