Hauswald, Robert & Marquez, Robert (2004) "Loan and-Portfolio Quality and the Diffusion of Technological Innovation" 2004 March JEL G21, L51, 0031 [Online] available at:
Industrial Banking Structure
Rogers E M (1962). Diffusion of Innovations, Free Press, New York. Cited In TMM. Available: http://www.financialworld.co.uk/publishing/inspection/ACIBMarketMan09.pdf.
Brand Names Versus Generics
Rogers, E. M. (1995). Diffusion of innovations. (4th ed.) New York: The Free Press.
IT and Organizational Operations
Heathfield, Susan (2004), "Change, Change, Change: Change Management Lessons from the Field," Your Guide to Human Resources, About.com, [1]www.about.com.
Business Management
Heirich, Max. Rethinking Health Care: Innovation and Change in America. Boulder, CO: Westview Press, 1998.
Business and Health Care Providers
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