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	1	CREDIT WIZARD Definition by WordNet
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The Credit Report: The New Staple of American Financial Status
This paper addresses the credit report, including how and why a credit report is important and exactly how the credit report can impact the individual. — 1,900 words; 4 sources;
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Credit Card Debt on the College Community
A look at credit cards and college students. — 1,250 words; 3 sources; MLA
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Credit Derivatives
An examination of credit derivatives in modern banking, and how they function in a global market. — 1,575 words; 5 sources;
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Letters of Credit and Fraud
This paper discusses the issue of letter of credit transactions and fraud. — 2,500 words;
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Marketing Analysis of the Employee Federal Credit Union
Highlights the main reasons why membership in the Employee Federal Credit Union (EFCU) is shrinking and why individuals are opting for commercial banking when credit unions offer loans at lower rates. — 1,073 words; 2 sources; MLA
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	3	Sources list for CREDIT WIZARD
	Advantages to Accepting Credit Cards Online. 2005. R&R Web Design Online. http://r-rwebdesign.com/accepting_credit_cards.html Cash, Check or Charge? Aggrawal, Sunil K. Credit Derivatives Move Beyond Plain Vanilla. Retrieved from http://pages.stern.nyu.edu/~sjournal/articles_00/credit_derivatives.htm accessed 27 July, 2005 Financial Derivatives Credit Cards. The BeeHive Online. 2005. http://www.thebeehive.org/money/credit-cards-benefits.asp Cash, Check or Charge? Taylor, J. (1995). Analyzing the Credit and Sovereign Risks of Non-U.S. Bonds. In Ashwinpaul C. Sondhi, ed., Credit Analysis of Nontraditional Debt Securities. New York: Association for Investment Research, pp. 72-82. Sovereign Ratings Manning, Robert D. 2000. Credit Card Nation: The Consequences of America's Addiction to Credit. New York: Basic Books. The Bank of America