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Sources list for CHOCOLATE SECTOR FINANCIAL RATIOS
  
 
Financial Ratios and Industry Averages. Retrieved from http://www.cbsc.org/alberta/tbl.cfm?fn=finratios Accessed on 22 April, 2005
Accounting Ratios

Horrigan, J. (1966). The Determination of Long-Term Credit Standing with Financial Ratios. Empirical Research in Accounting 1966, Journal of Accounting Research 4 (supplement): 44-62.
Sovereign Ratings

Financial Ratios and Quality Indicators. SBA Online Women's Business Center 18 Dec. 2004 <http://www.onlinewbc.gov/does/finance/fs_ratio1.html.>.
Johnson and Johnson

Financial Ratio Analysis. 18 Dec. 2004 <htyp://www.finpipe.com/equity/finration.htm.>.
Johnson and Johnson

Carmichael, J. (2000), Financial Sector Reform and Prudential Regulation in Australia, Paper presented to the China Australia Economic & Financial Market Developments Symposium, Canberra
Moral Hazard