Havinga, Paul J. M., Smit, Gerard J. M and Helme, Arne. Survey of Electronic Payment Methods and Systems. 22 June 2004. http://wwwhome.cs.utwente.nl/~havinga/papers/e- money.pdf
Electronic Payment Methods
Berman, Marshall. "Intelligent Design Creationism: A Threat to Society Not Just Biology. [1]http://www.arn.org/docs2/news/Berman012604.htm
Intelligent Design in School
Behe, M.J. (1996a). Behe responds to postings in Talk.Origins Network, archived at, <http://www.arn.org/docs/behe/mb_toresp.htm.>
Intelligent Design
Matthews, Jay (2003) "No Child Left Behind Act: Facts and Fiction Washington Post Staff Writer 2003 Nov 11 [Online] available at: http://interversity.org/lists/arn-l/archives/Nov2003/msg00239.html
Standardized Testing
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